Did you say you have/had no money?

[diamondcutter]

Tom: Jack, would you lend me some money?
Jack: I have no money.
Tom: Did you say you have/had no money?
Jack: Yes, I’m completely broke.

(Written by me)

In this context, I’d like to know what’s your choice, have or had?

 

[5jj]

Either will work.

 

[diamondcutter]

Thanks, 5jj.

Is "have" becoming more and more common in that context?

 

[5jj]

I have no idea.

 

[Yankee]

As per 5jj, either would work, but I would use "have" (now/at this time) in that context.

 

[Rover_KE]

I'm more accustomed to backshifting reported speech, so I'd say 'had'.